Personal Installment Loan Provider in Austin, TX

Master Finance Company has served residents across Greater Austin since 1976, offering personal installment loans with fixed monthly payments, no collateral required, and approval decisions made the same business day. We are family owned and operated, and our Austin location serves borrowers in Travis County and surrounding areas including East Austin, South Congress, Round Rock, Cedar Park, and Pflugerville. If you need to cover an unexpected expense or consolidate high-interest debt into a manageable monthly payment, we are ready to help.

Why Austin Residents Choose Master Finance for Installment Loans

Personal installment loans from Master Finance are fully amortized, which means every monthly payment goes toward both the principal and the interest. You are not paying only the interest month after month without making progress on the actual loan balance. Loan terms run from 6 to 20 months and are set based on your credit history, giving you flexibility to choose a schedule that works with your budget. There are no balloon payments, no rollovers, and no prepayment penalties if you want to pay ahead.


We do not offer payday loans or title loans. Our focus is entirely on installment lending. Unlike payday options that require full repayment by your next paycheck, our loans spread the cost over time in equal payments you can plan around.

How to Apply for a Personal Installment Loan in Austin, TX

Call our Austin location at (512) 476-6906 or submit your application below.  As part of the process, we will run your credit to evaluate your payment history. We do not pull your credit score. You will need a government-issued photo ID, proof of Texas residency, documentation of income, and an active checking or savings account. For first-time borrowers, you will visit our Austin office to complete your loan and receive your funds. After that, future loans can be handled with direct deposit to the debit card on file. We operate Monday through Friday 9am to 6pm and Saturday 9am to 1pm.

Ardmore, OK Form

Personal Information:

Your Monthly Expenses

EMPLOYMENT or OTHER INCOME

Please answer the following, regardless of income source:

SECOND EMPLOYMENT OR OTHER INCOME

Please answer the following, regardless of income source:

As the location where you will  pick up your loan upon approval.

A creditor shall not inquire whether income stated in an application is derived from alimony, child support, or separate maintenance payments unless the creditor discloses to the applicant that such income need not be revealed if the applicant does not want the creditor to consider it in determining the applicant's creditworthiness.

Master Finance Company in Austin

Master Finance Company

2121 E Oltorf St Ste 8B

Austin, TX 78741

(512) 476-6906

We also assist with tax preparation at our Austin location. To see all Texas locations we serve, visit our Texas Loan Offices page.

FAQ About Personal Installment Loans in Austin, TX

  • What is the difference between an installment loan and a payday loan in Austin?

    A personal installment loan in Austin, TX gives you a set amount repaid over multiple months in equal payments, with terms running from 6 to 20 months at Master Finance. A payday loan requires full repayment by your next paycheck. Installment loans are easier to budget around and cost less over time because each payment reduces both the principal and the interest.

  • How do I receive my funds after approval in Austin?

    First-time borrowers visit our Austin location at 2121 E Oltorf St Ste 8B to complete the loan and pick up funds. For future loans, we offer direct deposit to the debit card attached to your account, so you do not need to come back in.


    Call Master Finance in Austin at (512) 476-6906 or apply online today. We have been serving Greater Austin since 1976 and are here Monday through Friday 9am to 6pm and Saturday 9am to 1pm.