Personal Installment Loan Provider in San Antonio, Texas.

Master Finance provides personal installment loans in San Antonio, with fixed monthly payments, no collateral required, and same-day approval. We serve borrowers throughout Bexar County, including Leon Valley, Alamo Heights, Converse, Universal City, Kirby, and Windcrest. Our team walks you through every detail before you sign anything.

Why Master Finance Is a Different Kind of Loan Provider

Most lenders profit from you staying in debt as long as possible. Payday loans require full repayment at your next paycheck, and credit card minimum payments leave your balance nearly unchanged month after month. Our personal installment loans are fully amortized, meaning every payment reduces both the principal and the interest. Your balance shrinks each month, and you always know exactly when the loan ends.



Loan terms run from 6 to 20 months based on your credit history and income. There are no balloon payments, no rollovers, and no prepayment penalties. If you choose to pay off early, any unearned interest will be refunded. We work with borrowers across a wide range of credit histories, including those who have been declined by banks or credit unions.

How the Process Works

Our team reviews your income, employment, and repayment ability. As part of the application, we will run your credit to evaluate your payment history. Most applicants receive a decision the same business day. First-time borrowers complete one in-person visit to our location at 321 SW Military Dr to receive their funds. After that, future loans can be handled by phone.



To qualify you will need a verifiable source of income, a government-issued photo ID, proof of Texas residency, an active checking or savings account, and be at least 18 years of age. Meeting these criteria does not guarantee approval, but they are the starting point for every application.

Fast and Easy Application Process

When you're in need of financial assistance, time is regularly a critical factor. That's why we’ve made our application process as quick and user-friendly as possible. The entire process can be completed in minutes, and our knowledgeable team is available to assist you throughout the journey. There are no hidden fees, no confusing fine print, and no surprises. Just honest, upfront details about your loan terms so you can make an informed decision. Whether you're applying online or over the phone, our team ensures that you have all the information needed to proceed confidently.

Fast & Easy Application Process

San Antonio, TX Form

Personal Information:

Your Monthly Expenses

EMPLOYMENT or OTHER INCOME

Please answer the following, regardless of income source:

SECOND EMPLOYMENT OR OTHER INCOME

Please answer the following, regardless of income source:

As the location where you will  pick up your loan upon approval.

A creditor shall not inquire whether income stated in an application is derived from alimony, child support, or separate maintenance payments unless the creditor discloses to the applicant that such income need not be revealed if the applicant does not want the creditor to consider it in determining the applicant's creditworthiness.

Areas We Serve

We serve Bexar County and the surrounding communities. Residents from Leon Valley, Alamo Heights, Converse, Universal City, Kirby, and Windcrest regularly apply at our office. If you are unsure whether your address is covered, call (210) 674-6000 before applying and our team will confirm.


For a full list of locations, visit our Texas locations.

Frequently Asked Questions

  • What is a personal installment loan and how does it work?

    A personal installment loan gives you a fixed amount repaid in equal monthly payments over an agreed term. At Master Finance, every payment covers both principal and interest so your balance decreases each month. Loan terms run from 6 to 20 months based on your income and repayment ability, and you receive all terms in full before signing.

  • Do I need good credit to qualify?

    You do not need perfect credit. We evaluate income, residency, an active account, and a government-issued ID. We review your credit history as part of the process, but borrowers with past credit challenges, limited histories, or previous bank declines frequently qualify. Call (210) 674-6000 to discuss your situation before submitting a full application.

  • How fast can I get approved and receive my funds?

    Most applicants receive a same-day decision. Once approved, first-time borrowers complete one brief in-person visit to 321 SW Military Dr, San Antonio, TX 78221 to pick up their funds. After that, future applications can be completed entirely by phone.

  • Are there prepayment penalties if I pay off early?

    No. You can pay off your balance at any time and any unearned interest will be refunded. Many borrowers choose to pay ahead when their budget allows in order to reduce the total cost of their loan.

  • What can I use the funds for?

    Funds can be used for emergency medical costs, vehicle repairs, utility bills, home repairs, or debt consolidation. There are no restrictions on use once you are approved.