Personal Loan Lender and Installment Loans in Tulsa, OK

Master Finance is a family-owned personal loan lender in Tulsa, OK, based on East 31st Street South. We offer personal installment loans with fixed monthly payments, no collateral, and a loan decision in 30 minutes or less in most cases.

Personal Installment Loans Built for Tulsa Borrowers


Our loans are fully amortized, with terms from 6 to 20 months set around your income and payment history. That gives you a fixed monthly payment and an end date you can plan around from the day you sign.


We do not offer payday loans or title loans. A payday loan is due in full on your next paycheck, and that structure pushes many borrowers into repeat borrowing. An installment loan from Master Finance keeps the same fixed payment for the life of the loan, so you always know what you owe and when you will be done.

How the Process Works


To apply you will need a government-issued photo ID, proof of Oklahoma residency, documentation of your income, and an active checking or savings account. We review your credit to evaluate your payment history. However, we do not pull your credit score. Most applicants get a decision in 30 minutes or less. We do not offer direct deposit, so you will pick up your funds in person at our branch at 12662 E 31st St South. We are open Monday through Friday from 9 am to 5:30 pm and Saturday from 8 am to noon.

Apply and Get a Decision Today

Tulsa, OK Form

Personal Information:

Your Monthly Expenses

EMPLOYMENT or OTHER INCOME

Please answer the following, regardless of income source:

SECOND EMPLOYMENT OR OTHER INCOME

Please answer the following, regardless of income source:

As the location where you will  pick up your loan upon approval.

A creditor shall not inquire whether income stated in an application is derived from alimony, child support, or separate maintenance payments unless the creditor discloses to the applicant that such income need not be revealed if the applicant does not want the creditor to consider it in determining the applicant's creditworthiness.

Frequently Asked Questions

  • WHAT IS A PERSONAL INSTALLMENT LOAN, AND HOW DOES IT WORK?

    A personal installment loan is a set amount of money you repay in equal monthly payments over a fixed term. At Master Finance, terms run from 6 to 20 months. You receive the full amount up front and repay it on a schedule agreed on before you sign, and every payment lowers both the principal and the interest.

  • DO I NEED GOOD CREDIT TO GET A LOAN FROM A TULSA LENDER?

    No. We look at verifiable income, Oklahoma residency, an active checking or savings account, and a valid photo ID. We review your credit to check your payment history, but we do not pull your credit score, and borrowers with past credit challenges often qualify. Call (918) 832-9400 to talk through your situation before you apply.

  • HOW FAST CAN I GET MY MONEY?

    Most applicants receive a decision in 30 minutes or less during business hours. We do not offer direct deposit, so you will visit our branch to pick up your funds once you are approved. If you apply after hours, we will contact you the next business day.

  • CAN I PAY MY LOAN OFF EARLY?

    Yes. There is no penalty for paying ahead. If you pay the loan off before the end of the term, any unearned interest will be refunded. Many borrowers pay early when they are able, which lowers the total cost of the loan.